Putting our money where our mission is

Smart achieves Living Wage and Living Pension accreditation

Four in five workers aren't saving enough for retirement. When I first read that statistic, I was stopped in my tracks.

My dad worked in pensions for most of his career and was passionate about teaching me the value of saving for my future.

I'm incredibly proud that Smart has achieved Living Wage and Living Pension accreditation with the Living Wage Foundation. What makes this even more special is that we're one of the first pension providers to achieve Living Pension accreditation. Smart has built a culture where we genuinely care about our people. This accreditation further proves that commitment.

Why it matters

With more people living to 100, working for a company that recognises that retirement isn't a moment, it's a journey, and no two journeys look alike, was important to me. Smart’s mission is to transform retirement, savings and financial wellbeing. Starting with our people, we’re providing them with the tools and guidance needed to make informed choices when they reach retirement.

Taking action

Three in five workers face financial stress every day, and one in four experience a decline in productivity due to money worries. How can we expect people to do their best work when they're concerned about paying their bills?

Smart has always been ahead of the curve in supporting financial wellbeing. This accreditation proves what we've always believed, when you invest properly in talented and compassionate people and innovate, everyone benefits.

The difference

I'm already starting to see a positive response, with our team bringing even more energy and creativity to their work because they know we're invested in them now and their future. This accreditation supports our goal to help everyone be prepared for retirement, leaving no saver behind.

Who are the Living Wage Foundation?

The Living Wage Foundation isn't just another accreditation body, it's the organisation at the heart of a movement that's secured over £3.6 billion in pay rises for low-paid workers since 2011. Nearly 16,000 employers, from small businesses to household names like KPMG, Barclays, and Liverpool Football Club, voluntarily commit to and uphold their standards.

Their real Living Wage is the only UK wage rate independently calculated based on the actual cost of living, not political targets. This increases annually based on what people genuinely need to live. Living Pension is helping employees across the UK save more every month for their retirement. Their vision aligns perfectly with everything I believe about responsible employment.